Effective Date: 01/19/2019
Company: AmNet ESOP Corporation dba American Mortgage Network
Website: www.amnetmtg.com
AmNet ESOP Corporation dba American Mortgage Network (“Company,” “we,” “us,” or “our”) respects your privacy. This Website Privacy, Tracking & Cookie Disclosure explains how our website may collect, use, disclose, and protect information when you visit or interact with our website.
This page is intended to provide clear notice regarding our use of cookies, pixels, analytics tools, advertising technologies, form tracking, and similar online technologies.
1. Information We May Collect
When you visit our website, we may collect certain information automatically, including:
- IP address
- Browser type and version
- Device type
- Operating system
- Referring website or search source
- Pages visited
- Time spent on pages
- Clicks, scrolls, and website interactions
- Cookie identifiers
- Session identifiers
- Advertising identifiers
- General location derived from IP address
- Form interaction data, where applicable
We may also collect information you voluntarily provide through website forms, applications, contact forms, quote requests, loan inquiry forms, newsletter signups, or other interactive features.
2. Cookies, Pixels, and Tracking Technologies
Our website may use cookies, pixels, tags, scripts, software development kits, analytics tools, and similar technologies.
These technologies may be used to:
- Operate and secure the website
- Remember your preferences
- Measure website performance
- Understand how visitors use the website
- Improve content and user experience
- Track advertising performance
- Prevent fraud or misuse
- Deliver or measure relevant advertising
- Support marketing, remarketing, and lead attribution
Some technologies are necessary for the website to function. Others are optional and may be used for analytics, advertising, or personalization.
3. Third-Party Tracking and Advertising Partners
We may work with third-party service providers, advertising networks, analytics companies, social media platforms, CRM providers, call tracking providers, and marketing technology vendors.
These may include, without limitation:
- Google Analytics
- Google Ads
- Meta/Facebook Pixel
- Microsoft Advertising
- LinkedIn Ads
- TikTok Pixel
- Call tracking providers
- CRM and marketing automation platforms
- Website hosting and security providers
- Form and lead capture providers
These third parties may receive or collect information about your device, browser, website activity, page views, referral source, IP address, cookie identifiers, session identifiers, and similar online activity information.
The FTC notes that pixels and similar technologies may collect information about how users interact with webpages, clicks, ads, and forms.
4. Cross-Context Behavioral Advertising
We may use certain technologies to help deliver, measure, or improve advertising across websites, apps, platforms, or services.
Depending on applicable law, this may be considered:
- Targeted advertising
- Interest-based advertising
- Cross-context behavioral advertising
- Sharing of personal information
- Sale of personal information
You may opt out of certain advertising cookies or tracking technologies through our cookie consent tool, privacy preference center, or “Do Not Sell or Share My Personal Information” link.
California law gives consumers rights to know, delete, correct, opt out of sale/share, and limit certain uses of sensitive personal information.
5. Consent to Tracking Technologies
Where required by law, we request your consent before placing or using non-essential cookies, pixels, analytics tools, advertising technologies, or similar tracking technologies.
You may accept, reject, or manage certain cookie categories through our cookie banner or privacy preference center.
By clicking “Accept,” “Allow,” or similar consent options, you consent to our use of the selected technologies.
You may change or withdraw your preferences at any time by visiting:
Cookie Preferences:
Do Not Sell or Share My Personal Information:
6. Global Privacy Control and Opt-Out Preference Signals
Where required by applicable law, we will honor browser-based opt-out preference signals, including Global Privacy Control, as a request to opt out of the sale or sharing of personal information for the browser or device sending the signal.
California regulations recognize opt-out preference signals as a method for consumers to opt out of sale or sharing across businesses they interact with online.
7. Sensitive Personal Information
We do not intend for advertising pixels or analytics tools to collect sensitive personal information, loan application details, Social Security numbers, financial account numbers, credit report information, government ID numbers, or other highly sensitive information.
Please do not submit sensitive information through general website forms unless the form specifically states that it is intended for secure mortgage application or loan processing purposes.
When sensitive mortgage or financial information is required, we use secure systems designed for that purpose.
8. Use of Personal Information
We may use collected information to:
- Respond to inquiries
- Provide mortgage-related information
- Process requests
- Improve website performance
- Measure advertising effectiveness
- Understand visitor behavior
- Communicate with users
- Prevent fraud
- Maintain security
- Comply with legal obligations
- Support internal business operations
9. Disclosure of Information
We may disclose information to:
- Service providers
- Advertising and analytics partners
- CRM and marketing automation providers
- Website hosting providers
- Security and fraud prevention vendors
- Compliance and legal advisors
- Government or regulatory authorities, when required
- Business partners involved in providing requested services
We do not knowingly sell personal information in exchange for money. However, certain advertising, analytics, or tracking activities may be considered a “sale” or “sharing” under California privacy law.
10. Your Privacy Choices
Depending on your state of residence, you may have rights to:
- Know what personal information we collect
- Access your personal information
- Delete your personal information
- Correct inaccurate information
- Opt out of sale or sharing
- Opt out of targeted advertising
- Limit certain uses of sensitive personal information
- Withdraw consent for non-essential cookies
- Appeal certain privacy decisions
To submit a privacy request, contact us at:
Email: info@amnetmtg.com
Phone: 619-566-7233
Mailing Address: 347 3rd Ave 2nd Floor, Chula Vista CA 91910
11. California Privacy Notice
California residents may have additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.
In the preceding 12 months, we may have collected the following categories of personal information:
- Identifiers
- Internet or electronic network activity
- Commercial information
- Geolocation information derived from IP address
- Professional or employment-related information, if voluntarily submitted
- Inferences drawn from website activity
We may disclose these categories to service providers, analytics providers, advertising partners, and technology vendors.
You may opt out of sale or sharing by clicking:
Do Not Sell or Share My Personal Information:
12. No Unauthorized Interception Intended
Our website technologies are intended for ordinary website operations, analytics, advertising measurement, fraud prevention, security, and user experience improvement.
We do not intend to intercept, access, or record the contents of private communications without consent. We do not authorize third-party vendors to use website data except as permitted by law, contract, and our privacy terms.
13. Data Retention
We retain personal information only as long as reasonably necessary for the purposes described in this disclosure, unless a longer retention period is required or permitted by law.
14. Updates to This Disclosure
We may update this disclosure from time to time. Updates will be posted on this page with a revised effective date.
15. Contact Us
For privacy questions or requests, contact:
AmNet ESOP Corporation dba American Mortgage Network
Email: info@amnetmtg.com
Phone: 619-566-7233
Address: 347 3rd Ave 2nd Floor, Chula Vista CA 91910